American Disability Act

American Disability Act  of 1990 defines disability as "a physical or mental impairment that substantially limits one or more major life activities."

Income settlements for Disabilities

The following impairment are considered disability by the law

• Physical

• Sensory

• Cognitive

• Intellectual

• mental Disorder -Psychiatric or Psychosocial

• Chronic disease

 A person may be disabled from birth or during lifetime.

To help disabled two settlement schmes are implemented by government, Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI). Medicare and Medicaid are also components of these programs.

Medicare

Individuals on SSDI for 24 months and individuals above 65 yrs of age are eligible for Medicare. It is a friendly funded insurance scheme. Under some special circumstances this scheme Towards Medicare a monthly premium is deducted from SSDI check.

Medicaid

Medicaid is health insurance available for those on SSI. It is managed by your state and jointly funded by the federal and state governments.

 

Related Articles

Disability act Settlement agreement

How to File Your Claim

Claims for disability insurance settlements can be filed in person at any Social Security office, through the phone by calling 1-800-772-1213

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